Аsia
Singaporean FinTech funding soared 3.4x QoQ as investors loosened purse strings in Q2
Fintech Global, Posted July 20, 2026
Singaporean FinTech market raised $544.2m across 11 deals in Q2 2026.
That is broadly flat against the $543.5m recorded across 20 transactions in Q2 2025, a near-identical funding outcome achieved with almost half the number of deals. Against Q1 2026, the recovery is striking.
That quarter raised just $160m across 14 transactions, meaning Q2 2026 funding came in 3.4x higher despite a further reduction in deal count. The Q1 2026 period now reads as a clear trough.
Top Southeast Asian Fintechs 2026: CNBC List
Fintech News Singapore, Posted July 24, 2026
CNBC has recognised 37 regional firms among the top Southeast Asian fintechs 2026 in its annual World’s Top Fintech Companies ranking.
The global list was compiled in partnership with market research firm Statista, which evaluated thousands of businesses on metrics such as revenue growth and technological innovation to select 500 standout firms worldwide.
The 2026 ranking features 21 returning regional winners alongside 16 first-time additions, highlighting the expansion of digital financial services across the region.
OJK Indonesia BNPL Paylater Regulations, Limits
Fintech News Indonesia, Posted July 22, 2026
The Financial Services Authority (OJK) has introduced stricter eligibility and borrowing limits for buy now, pay later (BNPL) services.
The regulator is limiting borrowers’ BNPL exposure across multiple financing companies and setting repayment capacity thresholds as non-performing loans in the sector continue to rise.
The new regulatory circular, as reported by Finansial Bisnis, took effect on 1 July 2026. It mandates that borrowers must be at least 18 years old or married.
Govt extends validity of credit guarantee scheme for microfinance institutions upto August 31
The Economic Times, Posted July 22, 2026
The Ministry of Finance on Wednesday approved extension in validity of the Credit Guarantee Scheme for Microfinance Institutions-2.0 (CGSMFI-2.0) upto August 31, 2026 for or till guarantees for an amount of Rs 20,000 crore are issued, whichever is earlier.
It also gave nod to increase in maximum loan amount capped to Large Sized Non-Banking Financial Company-Microfinance Institutions (NBFC-MFIs) and MFIs from Rs 300 crores to Rs 1,000 crores under the overall ceiling of 20% of Assets under Management (AUM).
Europe
European banks set for profit boost from lending, trading windfall
Reuters, Posted July 21, 2026
After a surge in revenue at U.S. banks, European lenders are expected to follow suit this week when they report second-quarter earnings, powered by gains from higher interest rates and in some cases from trading and investment banking.
Headline year-on-year gains, however, are forecast to be smaller and investors will watch closely for any signs the Iran war is taking a toll by clouding the outlook for Europe.
July 2026 euro area bank lending survey
ECB, Posted July 21, 2026
According to the July 2026 bank lending survey (BLS), euro area banks reported a moderate net tightening of credit standards – banks’ internal guidelines or loan approval criteria – for loans or credit lines to enterprises in the second quarter of 2026 (net 7% of banks; Chart 1). Banks also reported a net tightening of credit standards for both loans to households for house purchase and consumer credit and other lending to households (net 9% and 12% respectively). For firms, the net tightening was lower than banks’ expectations in the previous round (19%). Perceived risks to the economic outlook and banks’ lower risk tolerance remained the main factors contributing to the tightening, as banks remain highly attentive to risks related to geopolitical and energy developments. Banks also reported a net tightening of credit standards for housing loans and consumer credit. In both cases, banks’ lower risk tolerance and higher risk perceptions were the main drivers of the tightening. For the third quarter of 2026, banks expect credit standards to tighten further across all loan categories.
USA
US companies dominated top global FinTech deals in Q2 as investments grew 34% YoY
Fintech Global, Posted July 17, 2026
Global FinTech investment in Q2 2026 reached $30.9bn across 872 deals, representing a 34% increase in funding compared to the $23bn raised across 850 deals in Q2 2025.
Deal volume held broadly steady, rising by just 3% year-on-year, which means the substantial growth in total capital raised was driven primarily by larger individual transaction sizes rather than a meaningful expansion in the number of deals completed.
The average deal value climbed to $35.4m in Q2 2026, up from $27.1m in Q2 2025, pointing to a funding environment in which investors are deploying capital with greater ambition and at greater scale.
CFPB’s 2026 Regulatory Agenda Tees Up Long-Awaited NPRM To Reconsider Payday Lending Rule
Mondaq, Posted July 17, 2026
2026 Regulatory Agenda, released July 6, confirms that the Bureau intends to issue a Notice of Proposed Rulemaking reconsidering the remaining provisions of its 2017 Payday, Vehicle Title, and Certain High-Cost Installment Loans Rule, including its compliance dates. The NPRM is anticipated as early as this month and is designated as a deregulatory action, consistent with the broader theme of reconsidering rules issued under prior Bureau leadership.
LatAm
CNBC Names PayJoy One of World’s Top Fintech Companies
Yahoo Finance, Posted July 24, 2026
CNBC and Statista have named PayJoy to the “World’s Top Fintech Companies 2026,” which honors companies providing digital funding and bank-independent lending solutions for individuals and businesses. PayJoy is a leading financial services provider for underserved consumers across emerging markets.
Mexico’s RMF 2026: Key Amendments for Digital Platforms
Brinta, Posted July 17, 2026
Сrowdfunding platforms under the Fintech Law must typically withhold taxes (ISR/IVA) and issue individual CFDI receipts for investors, as outlined in Rule 9.1.21. However, a challenge arose regarding the inefficiency of generating individual, small-amount receipts for numerous investors, prompting a need for streamlined processes.
Latest payments news: Latin America doubles down on instant payments as regulation races to keep pace, and more
Vixio, Posted July 21, 2026
2026 is set to be a pivotal year for instant payments in Latin America, with evolving regulations set to redefine how banks and payment service providers (PSPs) operate and compete in the payments market across the region.
Banks and PSPs must adapt to evolving regulatory expectations to maintain operational resilience and competitive advantage.
In Colombia, the launch of Bre-B is expected to be accompanied by new regulatory guidance as the country seeks to refine its first instant payments framework. At the same time, Brazil, now five years into its instant payments system, Pix, is strengthening supervisory authority, with a particular focus on fraud prevention.
The fintech and wider digital landscape of Mexico in 2026
The Fintech Times, Posted July 23, 2026
The following is an overview of the fintech ecosystem and its relation to wider economic development of Mexico in 2026.
Few countries occupy as unique a position in the global economy as Mexico.
As the world’s largest Spanish-speaking nation, Latin America’s second-largest economy and the United States’ largest trading partner, Mexico sits at the intersection of global manufacturing, international trade and cross-border finance. Every day, billions of dollars move between factories, suppliers, investors and families on both sides of the US-Mexico border.
