Аsia
GXS Loan Portfolio Tops S$1 Billion as Business Lending Expands
Fintech News Singapore, Posted July 15, 2026
GXS Group more than quadrupled its loan portfolio in 2025 as business lending became a major part of its digital banking operations. The Grab and Singtel-backed group narrowed its net loss to S$208.1 million from S$214.3 million, according to regulatory filings reviewed by DealStreetAsia. Total loans reached S$1.03 billion, up from S$242.9 million. Corporate lending rose from S$230,000 to about S$421 million and accounted for 41% of the portfolio.
FinVolution and its Pakistani subsidiary Daira scale tech-driven financial inclusion
The Asian Banker, Posted July 14, 2026
FinVolution Group recently reinforced its strategic expansion into South Asia, following an active presence at the Mobile World Congress (MWC) Shanghai 2026, by scaling the digital financial capabilities of its Pakistani platform Daira.
India’s fintech funding rebounds to $2 billion in H1 2026, driven by late-stage deals: Tracxn
Fortune India, Posted July 16, 2026
India’s fintech sector raised $2 billion in equity funding during the first half of 2026 (H1 2026), marking its strongest six-month funding performance in more than two years. However, the recovery was largely driven by a handful of late-stage funding rounds while early-stage investments and deal activity continued to weaken, according to a report by Tracxn Technologies.
Europe
BNPL Set to Come Under Supervision of UK’s FCA
FCA, Posted July 15, 2026
We started regulating Deferred Payment Credit (DPC), often known as Buy Now Pay Later, on 15 July 2026. Find out what this means for firms that offer DPC agreements.
PayPal Expands UK BNPL Offering Ahead of New Regulations
Merchants Eye, Posted July 14, 2026
For merchants concerned about the impact of BNPL regulation on sales, the data suggests that flexible payment options remain a powerful driver of revenue. PayPal reports that its Pay in 3 service delivers a 129% higher average order value (AOV) compared to standard transactions. This allows consumers to purchase heritage quality items or high-ticket goods without compromising on price, while the merchant receives the full payment upfront.
Fintech Klarna Expands Capital Efficiency Initiative into Germany with New Financing Deal
Crowdfund Insider, Posted July 15, 2026
Klarna which is now a key player in digital banking and flexible payment solutions worldwide, has taken a significant step to bolster its operations in Germany. On July 9, 2026, the company announced its inaugural forward flow and warehouse financing arrangement in the country, backed by a substantial €900 million facility designed to accelerate the expansion of its consumer lending offerings. This strategic move addresses the growing appetite among German shoppers for Klarna’s Fair Financing options, which provide transparent and consumer-friendly installment plans.
ID Finance launches BNPL debit card
Financing Your Way, Posted July 14, 2026
ID Finance is launching a new BNPL-integrated debit card called Turrón by Plazo. While this initial rollout targets the Spanish and Mexican markets, it represents a growing global shift in how your customers access credit. Instead of applying for financing at your checkout counter, customers are increasingly bringing their own ‘pre-approved’ financing via specialized debit cards. This tool allows shoppers to split both online and in-store purchases into installments.
USA
Consumers turn to buy now, pay later for essential expenses — with growing risks
CNBC, Posted July 14, 2026
Buy now, pay later services have been on the rise as more consumers look to short-term installment financing options to help them manage the rising costs of daily necessities, not just pay for discretionary purchases. BNPL providers originated nearly $157 billion in consumer credit products in 2025, up from nearly $116 billion in 2024, according to Federal Reserve estimates. Meanwhile, a new LendingTree survey shows that 44% of Americans expect to apply for a BNPL loan in the next six months, including 13% who expect to take out three or more in that timeframe. The site polled 2,000 consumers earlier in July.
CFPB Releases Semiannual Regulatory Agenda, Presenting an Active Rulemaking Program
Consumer Finance Monitor, Posted July 14, 2026
The Consumer Financial Protection Bureau has released its Semiannual Regulatory Agenda covering the period from January 2026 through November 2026. Published through the Office of Information and Regulatory Affairs (OIRA) as part of the Unified Agenda of Federal Regulatory and Deregulatory Actions, the agenda provides an important roadmap of the Bureau’s anticipated regulatory activity during the remainder of the year. It should be noted, however, that this is actually the Fall 2025 agenda (its publication was apparently delayed) and the preamble to the agenda states that it reflects developments only through January 13, 2026. As a result, three of the nine final rule actions listed on the agenda address rulemaking actions that were issued after January 13, 2026. Those are: 1. Financial Data Transparency Act; 2. Reconsideration of Section 1071 Small Business Lending Data Collection Rule; and 3. Amendments to Regulation B Under the Equal Credit Opportunity Act.
Stripe and Advent reportedly offered to buy PayPal for around $53.4B
TechCrunch, Posted July 15, 2026
Stripe and private equity firm Advent International have reportedly submitted a joint bid to acquire PayPal in a deal valued at approximately $53.4 billion. Reuters reports that the offer was submitted earlier this month and is backed by roughly $50 billion in committed bank financing. Under the proposal, Stripe and Advent would jointly own PayPal, with each holding an equal stake. This isn’t the first time Stripe has been linked with a potential acquisition of the payments giant. Earlier reports in February suggested the company had been exploring a possible takeover and was engaged in preliminary discussions, although no formal proposal emerged at the time.
Revolut to launch US bank in 2027, says US boss
Tech.eu, Posted July 13, 2026
Revolut plans to begin operating its US bank next year, says its new US boss, and is gearing up to offer customers FDIC-insured deposits, credit products, and access to cryptocurrencies. Revolut, Europe’s most valuable private company, valued at $75bn, applied for a US banking licence in March this year, as it looks to rapidly expand its global footprint.
LatAm
Nu Mexico receives authorization to begin operations as a bank
Nubank International, Posted July 10, 2026
Nu Mexico has received authorization from the National Banking and Securities Commission (CNBV) to begin operations as a bank. With more than 15 million customers, Nu will become the largest digital bank in the country, following a process supervised by the CNBV, the Bank of Mexico, and the Ministry of Finance and Public Credit. This authorization consolidates the model Nu has built in the country: simple, transparent, innovative, 100% digital, and customer-focused, which has allowed it to attract approximately 15% of the country’s adult population.
Nubank expands long-term commitment with $4.2 billion investment program in Mexico
The Rio Times, Posted July 13, 2026
Following its newly secured banking license, Nubank founder and CEO David Vélez confirmed a massive $4.2 billion projected investment in Mexico through 2030 to aggressively scale its retail credit lines.
Mexico just overtook Brazil in fintech funding for the first time in a decade
Substack , Posted July 14, 2026
In B2B partnerships, commercial teams often fail at pitching their ideas due to a lack of understanding of i. their client, ii. the customer they are serving. For example, in insurance partnerships, “success” means different things to different partners. Some live on NPS, e.g. how fast a claim gets paid matters more than volume. Others want revenue. Others just want more lives insured. Their constraints differ just as much: no marketing real estate for insurance, no engineering resources to build, no analytics models to personalize an offer, or a combination.
Mexico’s alternative lending market poised for double-digit growth as embedded finance surges
Yahoo Finance, Posted July 13, 2026
The alternative credit and non-bank lending sector in Mexico continues its strong expansion, growing at an 11.8% annualized rate as digital platforms integrate deep buy now, pay later options.
Banco Plata obtains authorization to expand digital banking into Colombia
Mexico Business News, Posted July 13, 2026
Banco Plata is commencing business operations in Colombia following full banking authorization from the Financial Superintendence of Colombia. The expansion allows the neobank to replicate its technology-driven business model within the Colombian market, utilizing its established operational infrastructure and technical expertise developed during its rapid evolution within Mexico. With a corporate valuation reaching US$5 billion and a base of 4 million active clients, the bank is preparing to introduce its complete portfolio of digital services to Colombian consumers by Aug. 2026.
Mercado Pago Brazil head André Chaves on credit quality and fintech growth strategy
FF News, Posted July 15, 2026
Mercado Pago Brazil is leveraging its integrated fintech ecosystem and advanced AI underwriting to capture the massive growth opportunity in Latin America. Senior VP Andre Chaves confirms that credit quality remains healthy, positioning the platform to scale its digital banking and acquiring services significantly beyond current market levels. Mercado Pago Brazil is driving growth by moving upmarket and expanding its digital banking services. By integrating a yielding account with a robust loyalty program, the platform has achieved a market-leading Net Promoter Score (NPS). The strategy focuses on seamless financial integration for both consumers and merchants, ensuring that the transition from e-commerce to financial services is frictionless.
Fintech’s new funding reinforces Latin America’s biggest startup success story
BNamericas, Posted July 14, 2026
Latin American fintechs remain the main venture capital success story in technology in the region, with local and, above all, global funds betting large checks on these companies. Several recent announcements of investments corroborate the continuation of this trend. In Brazil, fintech Jota has completed a US$30 million (mn) Series A venture capital round with the US fund Haun Ventures. This is the manager’s first investment in a Brazilian startup, and the transaction values Jota at US$185 million.
