Аsia
Maya Bank, Atome partner to expand credit access in the Philippines
IBS Intelligence, Posted September 26, 2025
Maya Bank and Atome have partnered on a $48 million loan channelling partnership aimed at expanding access to responsible credit for millions of Filipinos.
Under the agreement, Maya Bank will facilitate this loan channelling initiative, providing creditworthy customers with seamless access to financing. As the licensed digital bank within the Maya ecosystem, Maya Bank anchors one of the Philippines’ most comprehensive digital FinTech platforms, integrating payments, savings, credit, and deposits into a unified ecosystem for both consumers and enterprises.
BNPL startup Simpl cuts 100 jobs after RBI order halts operations
People Matters, Posted October 3, 2025
On 25 September, the RBI directed Simpl to cease its payment, clearing and settlement activities. The central bank stated that the company had been running a payment system without authorisation under the Payment and Settlement Systems Act.
The order restricts Simpl from processing further transactions until the firm obtains the required authorisation.
The Enforcement Directorate (ED) has also filed a complaint against Simpl, alleging violations of India’s foreign direct investment (FDI) policy. Investigators claim the company misclassified itself as an IT services provider to raise over ₹900 crore through the automatic route, although its core business falls under financial services, which requires prior government approval.
Europe
Fintech SumUp targets EU and UK banking licences
The Banker, Posted October 1, 2025
London-headquartered card reader company SumUp is exploring options to obtain a banking licence in both its home UK market and the EU, as it continues to scale in a bid to “disrupt” business banking.
SumUp could apply for licences spanning the European market as early as next year, with an EU application expected to come first.
ECB selects digital euro service providers
ECB, Posted October 2, 2025
As part of the preparation phase for the digital euro, the European Central Bank (ECB) has selected providers for five digital euro components and related services, as the outcome of the call for applications initiated on 3 January 2024 and subsequent invitation to tender.
The results of these procedures have been published today, 2 October 2025.
Revolut Remains Worst UK Company for Fraud Complaints Claims Which?
Crowdfund Insider, Posted October 1, 2025
Digital bank Revolut has reportedly recorded the highest number of fraud and scam complaints that had been referred to the Financial Ombudsman Service (FOS).
Data reviewed by Which? found that fraudulent activity complaints from clients of the digital banking service provider had outnumbered all other banking institutions, as they had done back in 2023.
The consumer focused organization had submitted a Freedom of Information request to the FOS, asking for the top 10 companies named in APP fraud and scam complaints it obtained in 2024 as well as 2025.
European banks to launch euro stablecoin in bid to counter US dominance
Reuters, Posted September 25, 2025
A consortium of nine European banks, including heavyweights ING (INGA.AS), opens new tab and UniCredit (CRDI.MI), opens new tab, said on Thursday they are forming a new company to launch a euro-denominated stablecoin, a move they hope will help counter U.S. digital market dominance.
A host of top U.S. financial firms have been preparing to launch their own dollar-backed crypto tokens after President Donald Trump signed a law overseeing rules for stablecoins that could further cement U.S. hegemony.
PayDo Introduces USD IBAN via SWIFT
Fintech Finance News, Posted September 23, 2025
PayDo has added dedicated USD IBAN accounts to its platform, now available for clients through the SWIFT network. This new feature allows businesses and professionals to receive US dollar payments directly, without delays from intermediary bank checks. At the same time, PayDo has extended its currency support to more than 60 national and regional currencies.
Clients using the new USD IBAN can send and receive funds, hold balances in USD, and exchange money into other currencies. All transactions follow PayDo’s internal compliance procedures, removing the need for third-party screening and enabling faster settlements.
USA
DeCard and Visa Introduce Premium Credit Card with Stablecoin Payments
Phemex, Posted September 30, 2025
DeCard has teamed up with Visa to unveil the DeCard Luminaries premium credit card, enabling users to make physical payments using stablecoins like USDT and USDC at Visa partner merchants. This new offering expands on the features of the initial DeCard Visa card launched in May 2025, providing global access and exclusive lifestyle privileges to cardholders.
One Small Step for PayOS. One Giant Leap for Agentic Commerce.
PayOS, Posted September 29, 2025
PayOS, an agentic payments and value added services platform company, today announced the successful completion of a landmark agentic payment transaction using a Mastercard Agentic Token.
This historic transaction was executed leveraging Mastercard Agent Pay, which builds upon proven tokenization capabilities that today power global commerce solutions like mobile contactless payments, Secure Card on File, and Mastercard Payment Passkeys. The enhanced tokenization technology allows PayOS to enable payment by securing user consent, authentication and authorization, as well as fraud protection to ensure transparency, visibility, and trust for every participant in the payment flow.
LatAm
Brazil’s FinTech ecosystem drives LATAM’s digital payment trends
IBS Intelligence, Posted October 1, 2025
Brazil has long been recognised as the beating heart of Latin America’s FinTech and digital payments ecosystem. Its market dynamics, regulatory approach, and consumer adoption rates consistently set benchmarks for the rest of the region, making it a focal point for investors, global FinTech platforms, and payment innovators alike.
dLocal and XanderPay partner to simplify and modernize cross-border hotel payments across Africa, Asia, and Latin America
dLocal, Posted September 26, 2025
dLocal(NASDAQ: DLO), the leading cross-border payment platform connecting global merchants to emerging markets, has announced an expanded partnership with XanderPay, the fintech innovator specializing in efficient payments for hotels, to deliver guest-centric, cross-border payout experiences and help hospitality businesses scale with confidence worldwide.
The hospitality industry’s payment infrastructure is at a turning point. As hotels and online travel agencies (OTAs) expand across borders, long-standing inefficiencies in the way payments move between businesses are creating significant challenges for growth.
Pix now has a new dispute button that blocks amounts sent and speeds up refunds in the event of a scam, starting October 1st.
Click Petroleo E Gas, Posted September 30, 2025
The Central Bank confirmed this Tuesday (September 30, 2025) the debut of “dispute button”Pix this Wednesday (October 1, 2025). The function, accessible in bank and fintech apps, is MED self-service (Special Return Mechanism) and was created to react quickly to fraud, scams and coercion. Not valid for typo ou repentance.
Nubank applies for US bank charter in expansion outside Latin America
Reuters, Posted September 30, 2025
Brazilian digital lender Nubank said on Tuesday it had applied for a national bank charter to operate in the U.S., in its most concrete step toward an expansion outside Latin America.
The decision “is aligned with the company’s intention to explore future international opportunities by evolving its regional platform into a global model,” Nubank said in a statement.
