Аsia
HSBC expands startup-focused group in Singapore as part of global push
Reuters, Posted October 29, 2025
HSBC (HSBA.L), opens new tab has expanded its innovation banking business to Singapore, pledging to allocate $1.5 billion in the city-state as part of a global push to lend to startup companies, the bank said on Wednesday.
The group in HSBC’s commercial bank was established in 2023 after it hired dozens of employees from failed Silicon Valley Bank. It has since grown to include more than 900 bankers serving clients in the United States, Britain, Australia, New Zealand, Israel, Europe, India, Hong Kong and mainland China.
Razorpay’s Curlec, India’s NPCI to enable UPI payments in Malaysia
Tech in Asia Posted October 24, 2025
Razorpay is enabling UPI payments in Malaysia through its local unit Curlec, in partnership with NPCI International Payments Ltd. (NIPL).
Razorpay is a Bengaluru-based payments and banking platform for businesses.
The integration will allow Indian travelers to pay Malaysian merchants using UPI apps, with payments settled in Malaysian ringgit.
Alipay+ and Uzbekistan’s HUMO Partner on Cross-Border QR Payments
Fintech News, Posted October 28, 2025
Alipay+ has partnered with HUMO, Uzbekistan’s national payment system, to enable inbound and outbound QR payments.
Octobank’s Octomobile app will be the first Uzbek e-wallet integrated with Alipay+, with more HUMO-connected wallets and banking apps expected to join by the end of the year.
HUMO is now the tenth national QR network to partner with Alipay+.
Europe
Splitwise and Tink expand pay by bank across Europe
IBS Intelligence, Posted October 31, 2025
Splitwise has partnered with Tink, a Visa Solution, to bring Pay by Bank to users in France, Germany, and Austria. Splitwise’s European growth strategy underscores both companies’ commitment to driving digital transformation and seamless financial experiences through open banking technology.
Following the strong uptake of Pay by Bank in the UK, where Splitwise has recorded a 150% increase in Tink account checks and payment initiations (PIS) this year, the expansion enables millions of new users across Europe to send and receive money instantly and securely all within the Splitwise app.
Eurosystem moving to next phase of digital euro project
ECB, Posted October 30, 2025
The Governing Council of the European Central Bank (ECB) has decided to move to the next phase of the digital euro project. This decision follows the successful completion of the preparation phase, launched by the Eurosystem in November 2023, which laid the foundations for issuing a digital euro.
The Governing Council’s decision aligns with European leaders’ request to accelerate progress on the digital euro, as recently stated at the October 2025 Euro Summit. A digital euro will preserve Europeans’ freedom of choice and privacy and protect Europe’s monetary sovereignty and economic security. It will foster innovation in payments and help make European payments competitive, resilient and inclusive. The Eurosystem will implement its preparations flexibly, in line with calls from euro area leaders for the Eurosystem to be ready for a potential digital euro issuance as soon as possible, while also recognising that the legislative process has not yet been completed.
UK neobank ClearBank, Circle partner on regulated stablecoin payments
Tech in Asia, Posted October 28, 2025
ClearBank, a UK-based neobank and regulated Faster Payments provider, will connect its banking platform to Circle’s blockchain infrastructure by joining the Circle Payments Network (CPN).
This partnership, announced through a new agreement with Circle Internet Group, will enable ClearBank clients to move funds internationally using regulated stablecoins such as USDC and EURC.
USA
Citi and Coinbase to Explore Fiat-to-Stablecoin Payouts for Global Clients
Fintech News, Posted October 23, 2025
Citi is partnering with Coinbase to develop digital asset payment solutions for its institutional clients and potentially other global clients, starting with fiat pay-ins and pay-outs.
The collaboration aims to support Coinbase’s on and off ramps, which connect traditional fiat systems with digital asset networks, while improving payment orchestration.
Both firms plan to share further details in the coming months, including the potential introduction of alternative fiat-to-onchain stablecoin payout methods.
US FinTech investment increased by 35% YoY in Q3 driven by growth in deals over $100m
Fintech Global, Posted October 31, 2025
In Q3 2025, the US FinTech sector recorded a strong YoY increase in both deal activity and funding but a notable QoQ decline in funding, indicating a cooling period following an exceptionally strong first half of the year.
A total of 450 deals were completed in Q3 2025, up 20% from the 375 deals recorded in Q3 2024 and 5% higher than the 430 deals seen in Q2 2025.
Total funding reached $11.5bn, marking a 35% increase from $8.5bn in Q3 2024 but a 23% drop from the $15bn raised in Q2 2025.
Money20/20 USA: Stablecoin momentum and regulatory support shape day two
Fintech Futures, Posted October 29, 2025
Digital assets and emerging cross-border payment capabilities sat at the heart of conversations taking place over day two of Money20/20 USA.
With FinTech Futures in attendance at the event, held annually in Las Vegas, Nevada, here we cover the key announcements, regulatory developments, and industry insights that are shaping the future of borderless payments and digital asset integration in traditional banking.
LatAm
Bancoagrícola, Accion and Mastercard join forces to promote digital banking services in El Salvador through Nequi
Accion, Posted October 28, 2025
El Salvador’s biggest bank Bancoagrícola, part of Cibest Group, is partnering with global nonprofit Accion and the Mastercard Center for Inclusive Growth (the Center) to provide clients with a wider range of responsible financial services to low-income clients in the country, including the option to receive international remittances through its digital banking and payments platform Nequi.
Ant International invests in R2 to expand SME lending across Latin America
Latamlist, October 28, 2025
Ant International, a global fintech and digital payments provider, invested in R2, a Mexico-based fintech that powers embedded lending infrastructure across Latin America.
R2 enables digital platforms such as payment processors, marketplaces, and point-of-sale systems to offer financing solutions directly through their interfaces. Its API-based, white-labeled platform allows merchants to access capital seamlessly from the platforms they already use.
OpenAI launch ChatGPT Go in Brazil and partners with Nubank for exclusive benefits
Nubank, Posted October 28, 2025
OpenAI announced ChatGPT Go in Brazil, a new subscription plan designed to give people greater access to ChatGPT’s advanced capabilities with a 65% lower price when compared to ChatGPT Plus. The version is a new, lower-cost premium alternative between the free and Plus versions and comes to the market with exclusive benefits for Nubank customers, who can get up to a one-year free subscription. This is OpenAI’s first partnership with a financial institution in Brazil.
Revolut Gets Green Light to Launch Banking Operations in Mexico
Revolut, Posted October 20, 2025
Revolut, the global fintech leader with over 65 million retail customers today announced it has received final authorisation from the National Banking and Securities Commission (CNBV), with approval of the Bank of Mexico, to start operations as a Multiple Banking Institution in Mexico. This pivotal approval is the last regulatory step required before opening the bank’s doors to the public, cementing its long-term commitment to the Mexican market.
This milestone completes Revolut’s journey to becoming the first independent digital bank to directly apply for and successfully complete the full licensing and approval process “from scratch” in the country. Revolut is now preparing to launch its product to people in Mexico who have signed up on the waiting list.
Argentina Turns to Crypto as Binance Debuts QR Code Payment Feature
CoinLaw, Posted October 31, 2025
Binance has rolled out its QR code payment feature in Argentina, letting users scan a merchant’s code in the Binance app, select a cryptocurrency from their wallet, and complete the payment in seconds. Behind the scenes, the system automatically handles conversion into pesos and initiates settlement to the merchant.
The company emphasizes that the feature carries no fees, supports over 100 crypto assets, and works with balances held in Spot, Earn or Funding accounts within the Binance ecosystem.
Thunes Opens New Real-Time Payment Link with Colombia
Fintech News, Posted October 24, 2025
Singapore-based Thunes announced that it has opened a new real-time payments corridor with Colombia.
This move connects the country’s instant payment system Bre-B to Thunes’ global network to enable faster, more reliable, and accessible cross-border transfers.
The launch marks another step in Thunes’ efforts to link national real-time payment systems and support financial inclusion through faster, interoperable, and affordable transactions.
