Аsia
Top Payment Trends in India
Fintech News Singapore, Posted November 21, 2025
India’s payment landscape has undergone a profound transformation over the past years, marked by government-led infrastructure modernization, the rise of digital payments, and the rapid expansion of the fintech sector.
A new report by PwC and Global Fintech Fest provides an overview of India’s evolving payments landscape, emphasizing the simultaneous rise of digital payments, especially the Unified Payments Interface (UPI), and the persistent use of cash.
ECB moves to link Tips with India’s UPI and Nexus
Central Banking, Posted November 20, 2025
The European Central Bank announced today (November 20) that it was moving to the “realisation phase” of connecting its Target instant payments settlement (Tips) system with India’s Unified Payments Infrastructure, after reporting “positive findings” over the past year.
Tencent Cloud and Ryde Launch Weixin Mini Program in Singapore
Fintech News Singapore, Posted November 19, 2025
Tencent Cloud has expanded its partnership with Ryde, a Singapore-based mobility and quick commerce platform.
The new phase introduces a Weixin Mini Program in Singapore, building on the previous integration of Tencent Cloud Real-Time Communication (TRTC) technology that enhanced in-app communications within Ryde.
Weixin, known internationally as WeChat, is China’s most widely used messaging and social platform.
Europe
Introducing one click payments: A simpler, faster way to Pay by Bank in Europe
Plaid, Posted November 18, 2025
At Plaid, our mission has always been to make open banking simple, secure and seamless. That’s why we’ve launched one click payments. One click is a faster, more intuitive Pay by Bank experience designed to increase trust for users and improve conversion for businesses.
One click streamlines the open banking payment journey for Pay by Bank users through a cleaner, more accessible experience. For returning users and those who’ve selected their bank earlier in the onboarding journey, one click automatically recalls their preferred bank and removes the selection pane entirely. This change eliminates an unnecessary step in the flow meaning fewer clicks, faster checkouts, and a more trustworthy experience for users. These improvements build on top of the product updates launched earlier this year improving returning user conversion by up to 11%.
Revolut Announces Integration of Polygon for Payments, Trading, Staking
Crowdfund Insider, Posted November 19, 2025
Revolut, Europe’s neobank and reportedly one of the world’s fastest-growing fintech platforms, has integrated with Polygon for stablecoin transfers, payments, and trading. By November of this year, more than $690 million in volume was reportedly processed via Polygon in the Revolut app.
With (reported) 65 million+ users across 38 different countries, Revolut’s integration marks a key milestone, enabling users who opt-in to send and receive money via Polygon’s rails without “high-fees or the silo of borders. Native on- and off-ramps in the Revolut app ensure seamless user experience.”
IBS Intelligence Unveils Winners of the Global FinTech Innovation Awards 2025
IBS Intelligence, Posted November 21, 2025
Recognising the world’s most transformative and impact-driven innovations in Banking & Financial Technology.
Mumbai, India | London, UK: IBS Intelligence today announced the winners of the Global FinTech Innovation Awards (GFIA) 2025, marking the seventh edition of one of the industry’s most respected and comprehensive global recognition programmes. These awards honour banks, financial institutions, and technology providers who are reshaping the future of financial services through cutting-edge technology implementations, digital excellence, and breakthrough innovation models.
First Visa A2A transaction completed in the UK with partners Kroo Bank, Utilita and Tink
Visa, Posted November 19, 2025
Visa has announced today that Kroo Bank, Utilita and Tink have successfully completed the first commercial variable recurring payment (cVRP) through its Visa A2A solution in the UK, marking a significant milestone in the evolution of account-to-account (A2A) payments. The transaction, made to demonstrate an energy bill being paid to Utilita, was enabled through the Visa A2A open industry model. This transaction, along with multiple subsequent transactions, showcases the readiness of the solution to upgrade the A2A payment experience, ahead of its rollout in the UK.
In the UK, consumers commonly manage recurring bills and subscriptions using Direct Debit – a system that, while longstanding, wasn’t built for a digital world. Consumers often lack visibility into how much money will be taken or when, and the process lacks the robust protections they expect online. Visa research shows that 60% of surveyed UK consumers say they would likely try a new method – if one were available.
USA
98 Fintech Companies and Startups to Know
Builtin, Posted November 17, 2025
Fintech platforms like Stripe, Cash App, Venmo and Klarna are transforming how people and businesses handle payments, banking and investing. From no-fee mobile accounts to embedded payment tools, these companies are shaping the future of finance and digital money access.
Fintech is a booming industry that’s on everyone’s mind, especially investors.
As tech-savvy generations have aged, banking and financial options evolved, too, and once rare perks like mobile banking became standard, forcing brick-and-mortar institutions to become tech-enabled.
The Future of Fintech: Top Trends According to SVB
Fintech News, Posted November 20, 2025
Following the end of the zero interest-rate policy (ZIRP) phase, the US fintech industry has entered a “leaner era” characterized by investor focus on profitability and efficiency.
In this era, growth is being increasingly driven by financial infrastructure, particularly embedded finance and digital assets, according to a new report by Silicon Valley Bank (SVB).
From Banking Hub to Fintech Hotspot: How Spayce Is Scaling in Barbados
Fintech Finance News, Posted November 19, 2025
Marilyn Brathwaite, Chief of Staff at Spayce Technologies Inc in Barbados, explains how the company is helping to build a modern fintech ecosystem on the island by tapping into its long-established banking strengths.
Braithwaite describes working with the founders of Spayce as “an easy sell” because Barbados already has many of the fundamentals in place: it’s a stable, attractive jurisdiction with a strong talent base and a banking sector that has been steady for at least 50 years. Historically, Canadian banks and a number of private banks have anchored the local industry. Spayce is building on that foundation by bringing fintech capabilities and new technology-driven jobs to the market, effectively helping to bring the island’s financial sector into the 21st century.
LatAm
Yavendió launches in Brazil to boost social commerce through AI
Latamlist, Posted November 12, 2025
YaVendió announced its official entry into the Brazilian market, opening operations in São Paulo as part of its 2025 expansion strategy. This move comes after its pre-seed round in February 2025.
Founded in 2023, Yavendió specializes in AI-powered virtual sales agents that automate interactions on WhatsApp, Instagram, and TikTok Shop. The platform allows brands to automate up to 98% of social media conversations and achieve an average conversion rate of 13%. Businesses can set up a virtual agent within minutes to respond to customers, recommend products, send catalogs, answer questions, and process payments through Pix all without human intervention.
Credix raises $93.9M funding round for SME credit solution
Latamlist, November 11, 2025
Brazilian fintech Credix raised a $93.9M funding round led by BTG Pactual Asset Managementand Pátria Investments. Valor Capital, ParaFi Capital, and Polígono Capital also participated in the round.
Credix provides a B2B credit platform that uses API and AI-powered credit assessments to offer flexible payment terms and tokenize assets on blockchain. The platform helps SMEs to increase sales, improve cash flow, and scale their operations.
Exodus Movement acquires Grateful
Latamlist, Posted November 19, 2025
Exodus Movement acquired the Uruguay-based payments platform Grateful. Exodus Movement will integrate Grateful into existing wallets and deploy the fintech’s technologies across Exodus’s current offering.
Grateful is a stablecoin payments platform that enables SMEs to accept, process, and manage cryptocurrency transactions. The platform supports wallet-to-wallet payments, QR code payments, offramping, and financial management through a unified dashboard.
