Аsia
MAS grants Major Payment Institution License to BC Payments Pte. Ltd.
Fintech Finance News, Posted November 12, 2025
Banking Circle S.A. (Banking Circle) is pleased to announce that its wholly owned subsidiary BC Payments Pte. Ltd. (BC Payments Singapore) has been granted a Major Payment Institution (MPI) license by the Monetary Authority of Singapore (MAS).
A significant milestone in Banking Circle’s global expansion strategy, BC Payments Singapore is now fully licensed to facilitate frictionless, scalable, and compliant cross border payment flows for banks, fintechs and global payment providers in Singapore.
“Securing the MPI license from MAS is a crucial progression in Banking Circle’s mission to build the payments infrastructure for the global financial economy,” said Mishal Ruparel, Chief Commercial Officer of Banking Circle. “Singapore’s progressive regulatory framework and status as a leading global financial centre make it the natural base for our regional expansion and a strategic hub for our Asia Pacific operations. With this license, we are well placed to support our clients’ global payment needs and accelerate instant, low cost payments in the region.”
Visa expands scan to pay QR network across APAC
Asian Banking and Finance, Posted November 13, 2025
Visa has launched its Scan to Pay solution for QR payments, expanding digital acceptance to millions of merchants across Asia Pacific. The service enables Visa payments via leading bank apps and digital wallets including Samsung Wallet, LINE Pay, VNPT Money, Woori Card, Hyundai Card, Lakala, FOMO Pay, VNPAY, NextPay, and OpenRice.
The rollout is part of Visa Pay, a unified network connecting participating digital wallets to Visa-accepting merchants globally across in-store and online channels. The integration allows consumers to pay by tapping, scanning, or using their preferred wallets, while merchants gain access to a wider regional customer base using existing QR infrastructure.
DCS partners Standard Chartered to power DeCard stablecoin credit card
Fintech Futures, Posted November 12, 2025
Standard Chartered has teamed up with DCS Card Centre in Singapore to serve as the principal banking partner for DeCard, a credit card that allows users to spend stablecoins in everyday transactions.
Under the agreement, Standard Chartered will provide transaction banking services, account management, and settlement processing for card users, while also handling treasury, liquidity, and foreign exchange hedging functions through its financial markets division.
MAS Guidelines for Artificial Intelligence (AI) Risk Management
MAS, Posted November 13, 2025
The Monetary Authority of Singapore (MAS) today issued a consultation paper proposing a set of Guidelines on AI Risk Management (“Guidelines”) to guide financial institutions on the responsible use of AI in the financial sector.
Europe
PPRO launches ‘Buy Now Pay Local’ to simplify BNPL
IBS Intelligence, Posted November 11, 2025
PPRO has launched Buy Now Pay Local, an integrated solution designed to simplify access to Europe’s high-growth Buy Now, Pay Later (BNPL) ecosystem. The new offering enables Payment Service Providers (PSPs) and merchants to integrate a curated range of locally preferred BNPL options through a single, streamlined connection, empowering businesses to deliver trusted, market-specific payment experiences across the continent.
BNPL continues to be one of the most dynamic segments in the global payments industry, now accounting for approximately 5% of global eCommerce transactions. With the market projected to grow by nearly 70% between 2024 and 2030 and eight of the world’s top ten BNPL markets based in Europe, the opportunity for merchants to expand reach and foster loyalty through flexible, localised payment options has never been greater.
Bank of England, Monetary Authority of Singapore, and Bank of Thailand to explore synchronised FX settlement across borders
Bank of England, Posted November 6, 2025
The Bank of England, the Monetary Authority of Singapore, and the Bank of Thailand announced a collaboration to explore the technical and policy implications of settling foreign exchange (FX) transactions using synchronised settlement mechanisms.
The Bank of England, the Monetary Authority of Singapore, and the Bank of Thailand announced a collaboration to explore the technical and policy implications of settling foreign exchange (FX) transactions using synchronised settlement mechanisms.
Crypto Infrastructure Provider Finoa Establishes Operations Hub in Vilnius
Fintech Finance News, Posted November 12, 2025
Finoa Group, a leader in the provision of institutional-grade crypto custody and staking, has announced its plan to establish an operational hub in Vilnius via it’s Lithuanian entity Finoa LT, UAB. The Group intends to build a Lithuanian team to cover operations, regulatory, and technology functions, all of which will support the growth of its global infrastructure.
Founded in 2019 in Berlin, Finoa Group has gone on to become one of the world’s leading crypto infrastructure providers. The company offers institutional-grade custody and staking solutions to investment and asset management firms, family offices, foundations and high net worth individuals. It currently employs over 65 people in offices across Germany, Portugal, and the Cayman Islands.
USA
FintechOS launches new AI platform for banks and insurers
IBS Intelligence, Posted November 14, 2025
FintechOS has launched FintechOS 8, the Unified AI ProductOps Platform, an advancement in the digital transformation of banks and insurers. Purpose-built to help financial institutions orchestrate the full product lifecycle with greater speed, intelligence and operational discipline, the new platform sets a benchmark for AI-driven innovation across the sector.
As the adoption of artificial intelligence accelerates with nearly 70% of financial services organisations reporting revenue gains from AI initiatives the ability to embed generative and agentic AI into everyday workflows has become critical. FintechOS 8 responds to this shift by delivering a multi-product platform architecture that unifies product development, data strategy and intelligent automation under a single, cohesive ProductOps ecosystem. While each component delivers value independently, their combined strength transforms financial products into dynamic, growth-oriented engines.
American Express at KBW Fintech Payments Conference: Strategic Growth Insights
Investing, Posted November 12, 2025
On Wednesday, 12 November 2025, American Express (NYSE:AXP) presented at the KBW Fintech Payments Conference 2025, highlighting its strategic initiatives and financial outlook. The company reported robust growth driven by a focus on premium products and technological advancements, while also addressing challenges in the small business segment. American Express is poised for continued success, leveraging its unique business model amidst evolving market dynamics.
LatAm
IO, Argentine FinTech Chamber partner to boost blockchain
IBS Intelligence, Posted November 14, 2025
Input Output (IO) has partnered with the Argentine FinTech Chamber (Cámara Argentina Fintech) to accelerate the adoption of blockchain technology across Argentina’s rapidly expanding digital economy.
Under this collaboration, IO’s Buenos Aires office will serve as a dedicated knowledge and innovation hub, offering technical expertise and advisory support to Chamber members, as well as to government and enterprise initiatives facilitated by the Chamber. The partnership aims to advance Argentina’s position as a leader in digital transformation by fostering responsible blockchain deployment across financial and institutional sectors.
Enfuce enters Latin America with Swile benefits card partnership
Fintech Futures, November 13, 2025
Swile, a French fintech specialising in employee experience management and benefits administration solutions, has partnered with processing company Enfuce to launch a new card offering in Latin America that combines multiple employee benefits.
Enfuce says the “multi-pan combo card” features various employee benefits, including meal vouchers, mobility benefits, and culture vouchers, and will first be rolled out to Swile customers in Brazil.
dLocal and Félix launch instant, stablecoin-funded WhatsApp remittances across Latin America
dLocal, Posted November 13, 2025
dLocal (NASDAQ: DLO), the leading payment platform connecting global merchants to emerging markets, and Félix, a U.S. chat-based service that lets people send remittances through WhatsApp, announced a partnership to power instant remittance payouts in Mexico, Guatemala, Honduras, and El Salvador, with stablecoin funding.
